Accommodating Terms
Whether you are an individual owner-operator or a large truck fleet, we can help you get the best financing for your business needs. We offer a range of financial suppliers.
Buying a truck with cash – rather than securing financing – sounds smart, but determining if that is the best solution for you is not quite as simple. Choosing between cash or financing should be based on your long-term business goals, not merely on whether you have available cash in the bank. PACCAR Financial has identified compelling benefits for financing that you should consider before you decide which option is best for you.
EXPANDED OPTIONS
When you finance your truck purchase, you are keeping your options open. Growing your business takes cash, and business opportunities sometimes present themselves unexpectedly. Having available cash puts you in a position to benefit when an opportunity arises, so why tie up your cash in equipment purchases?
MORE FLEXIBILITY
Fuel prices, competition, economic factors, and labor costs are just some of the issues facing the trucking industry on a daily basis. When you finance your truck to maintain a cash cushion, you remain flexible and better prepared to cope with unforeseen circumstances.
BETTER CREDIT RATING
Securing financing for your truck purchase is an excellent way to build or improve your business credit rating. A good credit rating provides a strong foundation for your business, which means you’ll have another level of security during all business climates.
PROMOTIONS
National Ready Mixed Concrete Association (NRMCA) $2,000 rebate on qualifying purchase
Owner Operator Independent Drivers Association (OOIDA) $1,000 rebate on qualifying purchase
PACCAR Financial $2,500 rebate on qualifying purchase